Good Morning, all!

Since I’ve moved from day-jobbering to working full-time on my writing, editing, and Maiedae work, the Philosopher and I have had to rework the budget a bit. Until I publish my book (sometime soon!) we are living on a reduced, but livable income. In order to be kind to our budget, I have found some creative (and some, really healthy ways) to save money:

Examples

>>If you have it, cut out the cable//satellite TV.— My husband and I have never had either of these our entire married life, but we still love to watch movies. We have a Netflix subscription and HuluPlus, but no cable.

>>Cut out the data on your phone and use wireless devices instead.— My husband and I decided it was worth it to us to keep using “dumb” phones and just have personal media devices with wireless access (like an Android Galaxy, iPod touch, etc.)

>>Eat less meat.— I could never go vegan//vegetarian all the way because I have a soy and bean allergy, but in order to save $$ on groceries each week, I don’t always cook meals with meat in them. If I do cook with meat, I try to buy in bulk and freeze meats for later. This can help save a good bit, because meat is MUCH more expensive than using vegetables, cheeses, and grains for meals.

>>Cut out needless spending for items you can easily make at home.— For instance, did you know you can make your own laundry detergent for really, REALLY cheap? You can buy all the ingredients you need at Wal-Mart or another supermarket. I recommend this recipe. Because you can buy ALL of these ingredients for what it costs to buy 1 giant gallon of detergent, it is a huge money saver. The store-bought detergent will only last about 48 loads, whereas the ingredients for your own detergent will last MUCH longer.  Also, cooking spray, for example, can be made by mixing 1 part olive oil and 5 parts water in a misting spray bottle. There ya go! Homemade cleaners are the absolute EASIEST to make. Simply mix vinegar, essential oils of your choosing (most people like citrus), and a little bit of dish soap and you’ve got a mega-good cleaner for next to nothing. Also, things like dish towels can be knitted or crocheted. Dishwasher detergent can be easily made and just use vinegar as a rinse aid. Check out the interwebs! There are lots of eco-friendly, cheap solutions for many needed household items. I could go on forever with the things you can make at home for really cheap with maximum satisfaction on use!

>>Keep the lights off and the thermostat way up (or down depending on the season).— If you are not in a room, TURN THE LIGHTS OFF. This seems like a no-brainer, but it is one that can really save on the power bill. I actually keep all the lights off during the day unless I absolutely need it for cooking or something. There is plenty of natural light to be had outside. However, don’t open the blinds in summer unless you need light in that particular room. Keeping the blinds and drapes shut may make your house look like it came out of something written by Edgar Allan Poe, but it keeps your house cooler in summer and warmer in winter. Keep your fans on in summer. This can make you feel MUCH cooler than you actually are. In the winter, turn the switch on your fans that allow them to pull the air up. This can also save money. Keep your thermostat at 78 in the summer and 68 in the winter. I know that might be against some of your religions, but it will save a TON of money. If you get hot, wear less clothing. Get cold? Wear more! 🙂

>>Don’t buy bottled water unless you have a REALLY good reason.— Bottled water is wasteful and expensive, unless you have disgusting tap or well water. However, a cheap solution for that would be to buy a good water filter pitcher to keep in your fridge. Also, keep your own water bottles and refill them.

>>Unplug devices you aren’t currently using.— Most people don’t know that if you leave a phone charger plugged in, it still uses electricity! It may be a small amount, but if you have a whole house full of plugged in, but currently not in use, devices, you can be using a good bit of extra electricity. It can be eliminated by just unplugging the chargers, kitchen appliances, etc. until you are ready to use them.

>>Be a closet-shopper.— No, I don’t mean that you have a secret shopping addiction. I mean that you literally go “shopping” for clothes in your own closet. You may have a ton of clothes tucked away that you didn’t even remember you had! If you have items you love, keep them and WEAR THEM! If you have items you just hate and can’t imagine wearing, give them away! You don’t need as many clothes as you think you do. Besides, there are plenty of people out there who would be glad to have them. Donate gently used clothing to places like Goodwill or Salvation Army. For the ones that are falling apart or you think no self-respecting human being would wear, use them for dusting rags or other home crafts. 🙂 Don’t spend money on new clothes unless you literally have nothing else of the kind to wear.

>>Meal plan and grocery shop based on a list.— This can really be a budget saver. If you would just sit and plan out your meals for each week and then shop according to what you need for those plans, you’d be surprised how much extra spending you’d save yourself. Also, it cuts down on wasted food in the fridge or pantry.

That’s what I’ve got for the day, folks! How do you save money each month? I’d love to hear your ideas!

Thanks for stopping by,

L.M.

Saving Money While Working From Home
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  • Those tips are great! Thanks!

  • Kelli

    Good tips! The Architect and I do all of these already except the laundry detergent. 🙂

    I also suggest couponing WITHIN REASON. Don’t get craaazy! Only use coupons for stuff you were going to buy anyway. Never make purchases just because you’ve got a coupon for it. If you don’t need, you don’t need it. That coupon doesn’t even apply to you, so step away!

    Sites like Fun2bfrugal.com have coupon databases that can help you locate printable coupons. Or Coupons.com is another resource for print-at-home coupons.

    The Architect and I have a few brands of certain items that we particularly like (v8 juice, for example), so we make a habit of going to V8.com to print coupons directly from the manufacturer ($1 off, holla!). If you have an item you like, search the interwebs! Often there are either printable coupons, you can request mailed coupon booklets, or “sign up for more” options can get you coupons through email.

    Right now, Culturelle probiotics has a $3 off coupon just for signing up to “tell a friend”! I’m going to buy their product anyway, so let’s use a coupon! http://www.culturelle.com/tell_a_friend

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